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FAQ

What's the process of bidding on a foreclosure home?
It is complicated and you need a an Educated Realtor of Foreclosures to get you There. Once you get your feet weet, if you are confident in your pricing, go from there on your own. Careful is the key word. Risky business unless your price is right, have funds to repair and in a market that accepts these type properties. Not for faint of heart or those without cash to rennovate. Cause, they all are in bad shape. All that said, I have done many and done well. Do homework and I wish you well. Cory
How does a plaintiff in a foreclosure judicial sale decide on an opening bid?
More often than not, the starting bid price will be set at the outstanding loan amount plus the fees, penalties and other associated costs.  The auction amount may be set to cover other junior liens as well.  If the winning bid is higher than the total liens, the original homeowner is supposed to receive the difference.
What should people keep in mind when bidding on a property that's in foreclosure?
There is nothing extra special about buying "foreclosure" property other than knowing what you are doing or getting the appropriate help first. Most don't even know what a foreclosure really is and many people often mistake/misuse the word and in that lies part of the problem.  Technically, a foreclosure is the legal act of "taking" another's interest in private or personal property.  Foreclosure is an event not a description in the strict meaning of the word.   So the 1st question is what are we talking about, a property owner who is in default on their obligations and has been legally notified of the trustee auction which is required by law to "take" the property away or is it the more common property description that has already gone through this process and is now being "resold" usually by a Realtor or by a Retail auction company trying to make an interim profit?  That in itself is not a bad thing  but you must be fully aware of the legal position of the title and its viability for the amount you pay in the transaction.  Be also aware that the value I'm talking about it not just the appraised value but rather a combination of that plus it's forensic title liability value as well.  Find a highly experienced expert Realtor In this area, it will be best commission you'll ever pay and it could save you a bundle.   BEST LUCK!
How can I make it easier for users to fill out a form on mobile apps?
I’ll tell you a secret - you can thank me later for this.If you want to make the form-filling experience easy for a user - make sure that you have a great UI to offer.Everything boils down to UI at the end.Axonator is one of the best mobile apps to collect data since it offers powerful features bundled with a simple UI.The problem with most of the mobile form apps is that they are overloaded with features that aren’t really necessary.The same doesn’t hold true for Axonator. It has useful features but it is very unlikely that the user will feel overwhelmed in using them.So, if you are inclined towards having greater form completion rates for your survey or any data collection projects, then Axonator is the way to go.Apart from that, there are other features that make the data collection process faster like offline data collection, rich data capture - audio, video, images, QR code & barcode data capture, live location & time capture, and more!Check all the features here!You will be able to complete more surveys - because productivity will certainly shoot up.Since you aren’t using paper forms, errors will drop significantly.The cost of the paper & print will be saved - your office expenses will drop dramatically.No repeat work. No data entry. Time & money saved yet again.Analytics will empower you to make strategic decisions and explore new revenue opportunities.The app is dirt-cheap & you don’t any training to use the app. They come in with a smooth UI. Forget using, even creating forms for your apps is easy on the platform. Just drag & drop - and it’s ready for use. Anyone can build an app under hours.
I want to make an offer on a house. How do I figure out my bidding price?
There are a number of factors that will play into what you bid for a home. The first is the market you are operating in. In the market that I work in (Greater Boston Suburbs) we have seen homes this spring, and through the fall market have multiple bidders. In this case a home is clearly priced correctly or underpriced in the market and you will probably have to bid at or above the asking price to 'win'. If the home has been on for a while the reason is usually because the owner or real estate agent has over priced the home. If this is the situation you are facing you need to do you research - look up comparable properties that have sold in similar locations with equal conditions and/or upgrades. Try to develop an understanding of the market so that you can determine the fair price for a home that will protect your investment. Once you have decided what you believe is the fair market value for the home you can choose to bid that price and say take or leave it, or you can bid under that price in order test where the seller's stand. In any negotiation there are risks of 'offending' the seller, particularly in real estate where a seller is emotionally attached to a home - this can tank a negotiation or lead to hiccups later in the process. Whatever you decide to do, be resolute in not bidding above a fair market price. I also recommend finding a real estate agent who has extensive knowledge of the local market with whom you can speak in order to determine the fair value of the home. In addition, most agents have extensive negotiation experience. Though, if you do decide to go at it alone the best thing you can do is educate yourself.
Is it legal for listing agents to sandbag an offer on foreclosure property in an effort to cause a bidding war?
Not sure what sandbagging you had in mind. If I wanted to cause a bidding war, I would underprice the property to bring out all the wolves. This is a good technique when there is a really well located property with proper amenities and upgrades throughout, and the market is rising, with low inventory levels. A perfect storm as it were.In your case, they may have an offer in work, and don't want other offers at this time, or many other items could be a problem, such as the desired terms and conditions, other than price. Sandbagging is too general of a term, and with real estate you need to be specific.
How do I bid at a foreclosure in New Jersey?
Typically you would be bidding at a Sheriff Sale for the property that is being foreclosed upon. Every county in NJ is going to be slightly different.  Here is the link to Mercer county: Sheriff's Foreclosure SaleYou may want to look at pre-foreclosures.  There are sites that sell lists of houses that may be entering foreclosure like NJ Lis Pendens- New Jersey Lis Pendens, New Jersey pre foreclosure listing service, find New Jersey foreclosures in default, NJ pre foreclosure records, NJ mortgages in default .  If you need an attorney that can help set-up a short sale, contact New Jersey Foreclosure Defense Attorneys 
Why do ex-employers refuse to fill out the VA form 21-4192 for a vet?
VA Form 21–4192 is an application for disability benefits and like similar state benefits, it must be filled out by the veteran or by his or her qualified representative. This is a private, sensitive, legal document and every dot or dash in it can be critical, so must be accurate and verifiable.Employers have zero responsibility to fill out this form or furnish information for it, however, Social Security would have all the information required that the Department of Defense did not have. The veteran’s DD-214 is likely required, but does not furnish all the information required on the form.
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