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Video instructions and help with filling out and completing How to write a va offer

Hi I'm Dana sparks Broker of maximum one Greater Atlanta Realtors and this week's contract tip has to do with sellers costs associated with the buyer getting a VA loan or an FHA loan when you are working with a seller and you get an offer and the type of financing that the buyer is getting is a VA or FHA loan please make sure that you go over the costs associated that will that the seller will have to pay part of the buyer's loan so for example on the VA loan there are well let's just do both of them first on the VA loan there are several items of cost that the seller is required to pay in the contract and there are certain fees that for a borrower getting a VA loan the borrower cannot pay so in the contract on the VA loan contingency exhibit and this is in both the GAR exhibits and on the re forms exhibit so the VA loan provisions are the same regardless it regardless of which contract package you are using but I'll just go over the GAR form so in the GAR form which is f65 on where it talks about the repairs it basically says that if there are any mandated repairs by the VA appraiser then the seller is required to pay them and by signing this the seller agrees that they will complete those repairs now the buyer and seller negotiate X amount of dollars for the repairs not to exceed that amount so if the repairs do exceed that amount then the seller has the option to terminate the contract again this is not the buyers independent home inspection these are VA mandated repairs / the VA appraisal second item is an a whole slew of miscellaneous fees and in the in the Garf VA financing exhibit this year it is spelled out it says notwithstanding any provisions to the contrary these sellers shall pay all of the following amounts to the extent that the same recharge is part of the transaction so there's a whole list of these fees and then the next section is these are or are not included as part of closing costs but some of these fees we've already talked about in previous videos that on a VA with a buyer getting a VA loan the seller must pay for the term write letter but in the 2022 Garvey a loan exhibit it spells it out termite letter loan closing or settlement fees document preparation fees preparing loan papers or conveyance fees attorney service charges other than for title work which would be a seller cost photographs interest rate lock-in fees postage and other mailing charges stationery telephone calls and other overhead amortization schedules pass books and memberships or entrance fees escrow fees or charges notary fees preparation and assignment of mortgage to other secondary market purchasers trustees fees or charges loan application or processing fees fees for.